Deciding if You're Prepared for Commitment of Buying a Home Buying a house is a big commitment, it is the largest purchase that many will make in their life, so before you start house hunting and shopping for the best rates, you should take the time to look at your current situation and understand how it may change [...]

Choosing a Reason to Refinance It is important to establish goals before deciding if a refinance is the right decision for your situation. There are a few reasons that most people choose to refinance a mortgage. The most common are to take cash out, lower payment (either by removing Mortgage Insurance or lowering interest), or shortening the term. [...]