At Homewise Financial we take the guesswork out of home loans, making the entire process seamless and carefree. Buying a home is typically the largest investment that you will ever make. The process is filled with emotion, whether you are a first-time or a seasoned home buyer, you are ready to get to the closing table and begin making memories in your new house. With our streamlined process, you can apply online and then relax while we do the legwork in the background. Our seasoned loan specialists will ensure that you receive the absolute best rates available and get you clear to close in record time. We offer loan programs for nearly everyone, from FHA, Conventional, to VA. Our team can fast track your home loan and guide you through the process and answer all of your questions along the way. Here are a few reasons why you should trust us with your home mortgage:

  • As a brokerage, we are able to shop for the best rates and programs to get you the best deal
  • We are not tied to an individual lender so we can fit your personality and expectations, not the other way around
  • Each branch is locally owned and managed, keeping us abreast of what is actually happening in the market where you are buying
  • We keep it personal. You are not just a number to us, we treat every home loan as if it were our own

Your Home Loan Made Simple

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The Home Loan Process


Your home loan process starts with an online application. Once we receive the application, we will review it and call you to go over the application before moving forward with qualification.


This is where our loan originators compile the information from the application, determine debt to income ratios, and determine the best loan program for your situation.


In this step, the home loan application is handed over to our processors to gather any additional information that may be required and prepare for underwriting.


At this point, the lenders go through the application and all supporting documentation. Once they are done with their review, they give a clear to close, and the package is turned over to the title company for closing.


Closing is where you will sit down at the title company, often times with the seller, to transfer ownership of the property and sign all of the paperwork for the loan. Once everything is signed, you receive the keys. Congratulations, you are now a home owner!!!