While there are many factors that influence the qualification of a home mortgage, when it comes to your credit score, we generally say that a 600 FICO will qualify. Depending on debt-to-income and payment history, we can sometimes qualify as low as a 580 FICO.
If you have questions about our company or the process, we want to hear from you. We will communicate with you however you are most comfortable. Simply hit the link to the right, book an appointment, or give us a call. We will be glad to answer any questions that you have.
Homewise Financial Corp. I P.O. Box 1774, Leander, TX 78641 I NMLS # 1894936 I Privacy Policy
Residentail Mortgage Loan Company, The Principal, Interest RESIDENTIAL MORTGAGE LOAN COMPANY, THE PRINCIPAL, INTEREST AND MI PAYMENT ON A $200,000 30-YEAR FIXED-RATE LOAN AT 3.873% AND 97% LOAN-TO-VALUE (LTV) IS $1,026.92. THE ANNUAL PERCENTAGE RATE (APR) IS 4.459% WITH ESTIMATED FINANCE CHARGES OF $5,600. THE PRINCIPAL AND INTEREST PAYMENT DOES NOT INCLUDE TAXES AND HOME INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES CURRENT AS OF 11/13/2019. THE APR IS CALCULATED USING THE ACTUARIAL METHOD. THE PRINCIPAL, INTEREST AND MI PAYMENT ON A $200,000 30-YEAR FIXED-RATE LOAN AT 3.873% AND 97% LOAN-TO-VALUE (LTV) IS $1,026.92. THE ANNUAL PERCENTAGE RATE (APR) IS 4.459% WITH ESTIMATED FINANCE CHARGES OF $5,600. THE PRINCIPAL AND INTEREST PAYMENT DOES NOT INCLUDE TAXES AND HOME INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES CURRENT AS OF 11/13/2019. THE APR IS CALCULATED USING THE ACTUARIAL METHOD. NMLS Consumer Access
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