Easy Application
The home loan process starts with an application. We make it easy to apply online, from the comfort of your computer.
Guide To Home Buying
With our proven step by step guide, we are excited to walk you through the process of buying your home, each and every time.
Current Mortgage Rates
We love our clients to be up to date with the current mortgage rates and how they affect your loan. qwerty backlash on you r
Working with Veterans
Homewise Financial wants to repay the sacrifices that you make by paying for your appraisal. We love & support our brave men and women.
No matter who you are, we’re here to help get you into your next home.
1. APPLICATION
Your home loan process starts with an online application. Once we receive your application, our team will review it and call you to go over the application and any questions we may have.
2. PRE-APPROVAL
Our loan originators compile the information needed based on your application. We work to determine debt to income ratios, and what the best loan program may be for your situation.
3. PROCESSING
The home loan application is handed over to our team of processors to gather any additional information that may be required in order for us to prepare your loan for underwriting.
4. UNDERWRITING
Our lenders go through the application and all supporting documentation. Once they are done with their review, they give a clear to close. The package is given to the title company.
5. CLOSING
During closing, you will sit down at the title company, often times with the seller, to transfer ownership of the property and sign all of the paperwork for the loan. Congratulations!